Lysandra Lara Realtor®
Lysandra Lara Realtor®
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Strategic Real Estate Investing

Real estate investing isn’t just about numbers; it’s about alignment.

Every decision should move you closer to the life you’re building, one grounded in freedom, clarity, and long-term stability. Whether you’re buying homes in Champaign, purchasing your first rental, expanding into multifamily or commercial properties, exploring new construction, or planning a renovation, I approach every step with diligence, strategy, and genuine care.


My priority is to ensure you make confident, well-informed decisions. I focus on your specific goals, from cash flow and appreciation to long-term equity and market stability, so that each investment truly serves your vision. While I also specialize in design, I only offer design guidance when it’s requested, ensuring you remain fully in control of your investment approach.


As a knowledgeable Champaign Realtor, I’m not a lender, but I understand the lending process, from FHA and conventional to VA loans. I’m always eager to collaborate on different financing structures that serve your strategy. I’ll connect you with trusted lending professionals, help you ask the right questions, and ensure you have every detail needed to make sound choices.


Explore the calculators below for more insight into your potential returns, loan options, and long-term growth projections. I’m ready to assist you in selling properties in Champaign or any path that aligns with your goals. I will work diligently to get every question answered and every detail handled, so you can move forward with complete confidence.

Types of Investment Loans

Conventional Loans

IDSCR (Debt Service Coverage Ratio) Loans

Conventional Loans

Ideal for investors purchasing single-family or smaller multifamily properties with strong credit and steady income. Offers competitive rates and long-term stability.

FHA & VA Loans

IDSCR (Debt Service Coverage Ratio) Loans

Conventional Loans

Great for first-time investors who plan to live in one unit and rent the others. Low down payment options make building equity more accessible.

IDSCR (Debt Service Coverage Ratio) Loans

IDSCR (Debt Service Coverage Ratio) Loans

IDSCR (Debt Service Coverage Ratio) Loans

Approval is based on the property’s rental income rather than personal income; it is ideal for investors scaling their portfolios with consistent cash flow.

Portfolio & Blanket Loans

Portfolio & Blanket Loans

IDSCR (Debt Service Coverage Ratio) Loans

Perfect for experienced investors managing multiple properties. These loans combine assets under one structure, simplifying financing and supporting long-term growth.


Commercial Loans

Portfolio & Blanket Loans

New Construction Loans

Tailored for larger multifamily or mixed-use properties. Evaluates property performance, stability, and long-term income potential.

New Construction Loans

Portfolio & Blanket Loans

New Construction Loans

Designed for investors developing new properties. Covers land acquisition, construction costs, and short-term financing; ideal for building equity from the ground up.


Renovation Loans

Renovation Loans

Renovation Loans

Worker installing drywall on interior walls during construction.

Perfect for investors or homeowners upgrading existing properties. Combines purchase and renovation costs into one loan, helping you modernize and add long-term value.

Explore Now

Your Numbers, Simplified

I’ve added the essential calculators below; Cap rate, ROI, cash-on-cash return, and mortgage projections; so you can evaluate your next investment in real estate, whether you're buying homes in Champaign or selling properties in Champaign, with clarity and peace of mind. As a trusted Champaign Realtor, I want to ensure you have the tools you need.

Begin Your Investment Journey

Your investor portfolio is the first step in building a clear, personalized investment strategy.

It helps define your goals, risk tolerance, preferred markets, and the type of opportunities that truly fit your lifestyle and long-term vision. The more aligned your profile is, the more precise and strategic your next steps become.


You can complete your profile however you prefer—text, call, complete it manually, or choose guided support from Julie, our AI Portfolio Strategy Assistant below, who can walk you through each question with clarity and ease.


Once your profile is submitted, we’ll schedule a private consultation where I personally review your results with you, refine your strategy, and outline a simple, confident path forward. Every step is intentionally designed to feel seamless, elevated, and fully supported as you move toward your next investment.

Meet  Julie, our AI Portfolio Strategy Assistant and complete your investor profile.

Complete your Profile

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Your Investment Strategy Deserves Precision

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A More Refined Way to Invest

Serious investors don’t rely on guesses; they rely on strategy, clarity, and return-driven insights. Whether you’re buying homes in Champaign or expanding a multi-property portfolio, I offer elevated, data-backed guidance as a trusted Champaign Realtor, designed to protect your capital and position you for long-term wealth while effectively navigating the landscape of selling properties in Champaign.

Lysandra Lara | Joel Ward Homes

3111 Village Office Pl, Champaign, IL 61822

7734905108 | homes@lysandralara.com

Copyright © 2025 Lysandra Lara. All Rights Reserved.
Brokered by Joel Ward Homes | Licensed Realtor®

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